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What to Do with the Home When a Parent Moves to Care
Once your parent moves into assisted living, the first decision is whether to sell their home. This depends on a few key factors, including the property's condition, financial needs, and ownership status.
Selling a home after a parent moves to care can be emotionally challenging. Many adult children feel torn between the memories tied to the home and the need to move forward—especially when juggling caregiving responsibilities from afar.
While the emotional toll is real, selling the property can offer both closure and financial relief. Proceeds from the sale can often cover the cost of long-term care, medical bills, or other family needs. In fact, according to Genworth’s 2024 Cost of Care Survey, the median monthly cost for assisted living in Maryland is $7,082—a significant expense that often makes accessing home equity a priority.
If the home needs major repairs, selling it "as-is" may be the most practical choice. The proceeds can also cover care expenses, making a sale financially beneficial. Ownership matters, too—if your parent is the sole owner, you may need to handle paperwork; if the home is part of an estate, probate could be required.
If selling makes sense, consider your timeline. Choosing a cash buyer can speed things up and eliminate the hassle of repairs, showings, and uncertainty.
That’s why many families turn to trusted local buyers—we buy houses in Maryland to simplify the process and ease the burden during this transition.
Understanding the logistical and legal steps of selling a parent's property will ensure the process feels more seamless, especially when selling an inherited house.
How to Sell a Parent’s Home When You're Out of State
If you don’t live in Maryland, selling your parent’s home can be even more challenging. But don’t worry—this is where cash buyers can really make a difference.
Selling remotely doesn’t require you to travel or handle the property directly.
With a trusted cash buyer like ACE HomeBuyers, you can manage the entire sale from afar with minimal stress. Here’s how our home-buying process works:
- Fill out the form on the buyer’s website to provide basic details about the home.
- Schedule a property visit—the buyer will handle everything from there, including the assessment, offer, and closing.
- Receive your cash offer and choose a closing date that works for you.
This process eliminates the need for showings, repairs, and the usual paperwork, making it a great option for selling your Maryland home from out of state.
What Our Customers Are Saying
See why many people recommend us to be your local Maryland homebuyers.
Brett is an exceptional man with intelligence, honesty, foresight, vision and best f all LOYALTY! I have been a Realtor since 1998 and have never been fond of the investment buying process until Brett! I love working with him as his Realtor. I am so honored that he chose myself to do this job and I am so excited for the years to come!
Michele Michael
I am so happy to have found Tyler and Brett at ACE. In a world where everyone is out for themselves, these men are both a breath of fresh air. They are upfront and honest and made our transaction so seamless and easy. Very easy to work with and I will 100% recommend them to others and do business with them again, given the opportunity.
Olga Michaelidis
Calling Ace Homebuyers was the best decision I made when looking to help sell my parent’s house. Tyler and Brett are not only very professional, but they made the process super easy. They took care of everything. After my Dad passed away, we need to move my mom closer to my siblings. This required us to sell the house that my parents spent 41 years in.
Jeffrey Mogus
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Fill out this form to get your no-obligation all cash offer started!
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The Tax Implications of Selling a Home After a Parent Moves to Care
Selling an inherited or family home often brings tax concerns. Specifically, you may be worried about capital gains tax or inheritance tax.
The good news is that Maryland has exemptions for inheritance taxes for close family members, such as children, so you may not owe anything in taxes if you inherit the house from your parent.
If you’re not sure about the tax implications, working with a professional tax advisor or a cash buyer like ACE HomeBuyers who understands these nuances can be critical. Learn more about us here!
When it comes to capital gains tax, if the home appreciates in value after your parent’s death, you might owe tax on the difference between the stepped-up basis and the final sale price. However, if you sell soon after inheriting, you’ll likely owe little to no tax. Learn more about inheritance tax by reading Taxes on Selling Inherited Homes in Maryland.
Why Choose a Cash Buyer When Selling a Parent’s Home
Selling a home after a parent moves to care doesn’t have to be complicated. Here’s why choosing a cash buyer is the best option for many families:
- No Repairs Required: Cash buyers typically buy homes as-is, saving you the cost and hassle of repairs.
- Quick and Simple Process: Cash buyers can close in as little as 7-10 days, ensuring you don’t have to wait months for a buyer to secure financing.
- Fair Offers: Unlike traditional buyers, cash buyers offer fair, transparent cash offers based on the home’s condition and market value.
- Flexible Timeline: Cash buyers work with your schedule, offering flexibility if you need time to get things in order before closing.
By selling directly to a cash buyer, you can avoid the traditional process of listing, showings, and long wait times.
Common Questions About Selling a Home After Your Parent Moves to Care
1. Do I have to sell my parent’s home right away after they move to care?
No, you don’t have to sell immediately—but timing matters. If the home is vacant and your parent needs funds for long-term care, selling sooner can reduce ongoing costs like maintenance, insurance, and taxes.
2. What if the home needs repairs before selling?
You don’t need to fix it up. Many families choose to sell the property as-is. In fact, selling to cash buyers means you can avoid costly repairs and sell the home in its current condition.
3. Can I sell the home if I live out of state?
Yes, absolutely. Selling remotely is possible—and easier when you work with a cash buyer. They can handle the process from start to finish, so you don’t have to travel or manage the home in person!
4. Do I need to go through probate before I can sell the house?
If your parent’s name is still on the deed and there’s no living trust or transfer-on-death arrangement, the home may need to go through probate. However, it’s often possible to begin the sale process while probate is underway, depending on your situation.
5. Can I still sell if the home has liens or unpaid taxes?
Yes, a reputable cash buyer can often work with the title company to resolve any outstanding liens or tax issues at closing, so you don’t have to handle them on your own.
Get Your Free Cash Offer Now!
Fill out this form to get your no-obligation all cash offer started!
Get Your Free Offer TODAY!
Fill In This Form To Get Your No-Obligation All Cash Offer Started!
Simplifying the Sale of Your Parent’s Home
Selling a home after a parent moves to care can feel overwhelming, but it doesn’t have to be. By understanding the process and working with a trusted cash buyer, you can avoid unnecessary stress, repairs, and delays.
At ACE HomeBuyers, we specialize in buying homes as-is, with fast, transparent offers and quick closings.
If you’re ready to move forward with the sale of your parent’s home, contact us today for an honest cash offer and take the first step toward closure and peace of mind.