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Holding Costs Add Up Faster Than You Think
Even when no one lives there, the house is still racking up bills. Utilities, property taxes, lawn care, and basic upkeep continue month after month. Worse, vacant homes often require more maintenance because small issues like roof leaks or pests go unnoticed.
If you're falling behind on those bills, you're not alone. Many Maryland sellers are shocked to learn how quickly holding costs can stack up. For those struggling financially, learning about selling when you're behind on your mortgage may ensure you avoid foreclosure.
Insurance May Not Cover Vacant Properties
Standard homeowners insurance typically only covers homes that are occupied. Once your home is vacant for 30 to 60 days, many providers either drop coverage or raise premiums drastically. That leaves you financially exposed to damage, fires, or liability claims.
To stay protected, you may need a special "vacant home policy," which can be two to three times more expensive than standard coverage. It's a hidden cost that catches many Maryland homeowners off guard.
Vacant Homes Are Targets for Vandalism and Squatting
Empty properties are vulnerable. Vacant homes attract break-ins, theft, illegal dumping, or worse, unauthorized occupants.
In cities like Baltimore and counties like Prince George's or Harford, code enforcement is quick to respond to repeated complaints, and the fines can be steep.
Police won't always intervene quickly, and eviction laws in Maryland can delay removal. If your house has been sitting too long, consider reviewing common selling mistakes in Maryland so you don't prolong the situation.
You May Still Be Liable for Injuries or Accidents
If someone is injured on your property, even a trespasser, you could be held legally responsible. Maryland premises liability laws require property owners to maintain reasonably safe conditions, regardless of whether the house is occupied.
An uneven walkway, unsecured railing, or ice on the front steps could lead to serious injury and potentially a costly lawsuit. Insurance coverage for vacant homes is often limited, which means any damages awarded might come directly out of your pocket.
Even unauthorized visitors who suffer injuries while on your property can bring claims against you. The longer your home sits vacant, the more exposure you face, not just financially, but legally.
If you've been delaying the sale while weighing your options, now may be the time to make a decision that protects your finances and peace of mind.
Code Violations Lead to Fines and Red Tape
Many Maryland counties aggressively enforce property maintenance codes. Overgrown yards, broken windows, or accumulating mail can result in warnings, citations, or liens. These records follow the property and must be resolved before you can sell.
If the house is in probate or was inherited recently, check out this in-depth breakdown on how to sell inherited homes quickly in Maryland. The faster you act, the more money and stress you can save.
What Our Customers Are Saying
See why many people recommend us to be your local Maryland homebuyers.
Brett is an exceptional man with intelligence, honesty, foresight, vision and best f all LOYALTY! I have been a Realtor since 1998 and have never been fond of the investment buying process until Brett! I love working with him as his Realtor. I am so honored that he chose myself to do this job and I am so excited for the years to come!
Michele Michael
I am so happy to have found Tyler and Brett at ACE. In a world where everyone is out for themselves, these men are both a breath of fresh air. They are upfront and honest and made our transaction so seamless and easy. Very easy to work with and I will 100% recommend them to others and do business with them again, given the opportunity.
Olga Michaelidis
Calling Ace Homebuyers was the best decision I made when looking to help sell my parent’s house. Tyler and Brett are not only very professional, but they made the process super easy. They took care of everything. After my Dad passed away, we need to move my mom closer to my siblings. This required us to sell the house that my parents spent 41 years in.
Jeffrey Mogus
Get Your Free Cash Offer Now!
Fill out this form to get your no-obligation all cash offer started!
Fill In This Form To Get Your No-Obligation All Cash Offer Started!
Vacant Houses Don't Increase in Value Like You Think
A common myth is that sitting on property increases your return. But in many Maryland neighborhoods, especially in older areas or those with high property taxes, your vacant house could lose value over time.
When a property sits empty, it stops being an asset and starts becoming a liability. Weather, pests, leaks, and mold all accelerate deterioration in unoccupied homes. HVAC systems may stop functioning properly, and plumbing issues can go unnoticed until they're serious.
Even if you believe the market is appreciating, buyers will discount homes that show signs of neglect or need substantial updates. They'll factor in the cost of repairs and delay, and may assume you're desperate to sell. That perception alone can lower offers.
Instead of holding out and hoping for a better outcome, consider getting a fair all-cash offer from a local team like ACE HomeBuyers and walk away with your equity intact.
Our Simple 3-Step Process to Sell Your Vacant House in Maryland
Selling a vacant home doesn't have to be complicated. With ACE HomeBuyers, you get a fast, simple, and stress-free experience with our proven 3-step process:
Step 1: Contact Us
Fill out a quick form and confirm your ownership or authority to sell the property.
Step 2: Receive Your Offer
Get a fair all-cash offer. No repairs or cleaning required, just a clear valuation.
Step 3: Pick Your Closing Date
Choose your preferred closing date. We handle the title, paperwork, and even coordinate any needed probate documentation.
Whether your property has been vacant for months or just recently emptied, we're ready to work closely with you to close quickly and efficiently.
Key Reasons to Sell Your Vacant Maryland House Now
Still unsure if it's time to sell? Here are some of the most common reasons Maryland homeowners choose to sell their vacant properties sooner rather than later:
Avoid High Maintenance Costs
Even small problems can lead to expensive repairs when left unchecked.
Prevent Fines from City Code Violations
Overgrown grass and broken gutters can lead to penalties.
Eliminate Monthly Bills
Property taxes, utilities, and insurance don't stop just because the home is empty.
Stop Worrying About Legal Liability
Trespassers, accidents, and squatters could leave you legally exposed.
Cash Out Your Equity
Selling now lets you put that equity to use, whether for family expenses, investment, or peace of mind.
Get Your Free Cash Offer Now!
Fill out this form to get your no-obligation all cash offer started!
Get Your Free Offer TODAY!
Fill In This Form To Get Your No-Obligation All Cash Offer Started!
Don't Let a Vacant Property Drain Your Wallet
The longer you delay the more you risk. Vacant homes in Maryland come with more than just silent rooms, they come with bills, legal risks, and safety concerns.
If you've been holding off because you're unsure where to start, the team at ACE HomeBuyers is ready. We buy houses in any condition, in any situation, and close on your timeline. Contact us today by filling out the form.